Prepaid Gift Cards | PayPal US (2024)

Simply pay with prepaid gift cards with a Visa, American Express, MasterCard, or Discover logo just like any other debit or credit card during checkout.

Already have a PayPal account?

Add your prepaid gift cards to your PayPal wallet during checkout as you add a new debit or credit card, and choose a prepaid card that has enough balance to cover the total amount to pay. It’s that simple!

Don’t want to create a PayPal account just yet?

No problem! Just enter the card information as you normally do with a debit or credit card during checkout. For the billing address, you can enter your home or shipping address. As long as the prepaid gift card you selected has enough balance to cover the total amount, you are good to go! If you like this experience, you can sign up to become a PayPal member at any time.

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More about using prepaid gift cards through PayPal

Can I use prepaid gift cards to make a purchase using PayPal?

Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesn’t apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.

How do I use prepaid gift cards using PayPal?

Just like any other credit or debit cards. No difference at all!

For PayPal members, you can simply add prepaid gift cards to your wallet then start using them during checkout - just like any other credit or debit cards.

For users without PayPal account, you can just enter the card information during checkout in the same way you would do with credit or debit cards.

Can prepaid gift cards used for all services and products through PayPal?

Prepaid gift cards can be used to make payments for any product or service except for recurring payments or reference transactions.

This is because due to the nature of prepaid gift cards, they can become low in balance over time to cover the recurring amount. In order to protect our members from unintended service interruption, prepaid gift cards cannot be used for payments automatically pulled from PayPal accounts.

I‘m using a prepaid gift card, and I‘m getting a declined message.

If your payment is declined, it’s likely that you don’t have enough money on your prepaid gift card to cover the entire transaction amount. You may want to use another card or buy a less expensive item.

You may also get an error message if your prepaid card was not issued in the U.S. or if you are trying to buy from an international merchant.

If you get a declined message during checkout even if the prepaid gift card has enough balance to cover the full amount, then you may have to register your billing address with the card issuer. Look for a contact website or phone number on the back of the prepaid gift card to complete the registration process. Once registered, please try again.

I‘m trying to add a prepaid gift card to my PayPal account, but I‘m getting an error message.

In rare occasions, you may have to register your billing address with the card issuer. Look for a contact website or phone number on the back of your prepaid gift card to complete this registration process.

You may also get an error message if your prepaid card was not issued in the U.S. or if you are trying to buy from an international merchant.

Prepaid Gift Cards | PayPal US (2024)

FAQs

Does PayPal accept prepaid giftcards? ›

Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesn't apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.

How do I convert a gift card to cash on PayPal? ›

You can't add funds from a gift card to your PayPal account . You can, however, sell gift cards through a gift card exchange marketplace and receive the funds as a deposit to PayPal . Alternatively, you might sell gift cards to buyers directly and request that they pay you via PayPal .

What happens if Visa gift card isn t enough? ›

Visa gift cards are a one-time use gift card loaded with a predetermined amount chosen at the time of purchase. However, as they are prepaid cards, these accounts cannot be overdrawn. So, if you try to make a payment with insufficient funds, the Visa gift card won't work, and the payment will be declined.

What cards does PayPal accept for instant transfer? ›

PayPal accepts all major credit cards from Visa, Mastercard, American Express and Discover. If you find your credit card is not being accepted with a message such as "The card you entered cannot be used for this payment.

What cards does PayPal not accept? ›

Check cards or debit cards with either a Visa or Mastercard® logo are supported and treated just like a credit card. Card types that are currently incompatible with PayPal Merchant Services are: Procurement and private label credit cards (such as a department store credit card).

Can I add a Visa gift card to PayPal? ›

Step-by-Step Guide to Link Visa Gift Card to PayPal
  1. Step 1: Activate Your Gift Card. ...
  2. Step 2: Log in to Your PayPal Account. ...
  3. Step 3: Access Wallet Page. ...
  4. Step 4: Click "Link Card" ...
  5. Step 5: Enter Card Details. ...
  6. Step 6: Verify Your Identity. ...
  7. Step 7: Confirm Card Addition. ...
  8. Step 8: Check Updated Balance.
Aug 7, 2023

Can you transfer a Visa gift card to PayPal? ›

Yes, you can add a Visa gift card to PayPal. When that gift card carries a Visa logo, it functions like any other debit or credit card on PayPal.

Why is my prepaid gift card being declined? ›

Prepaid cards can be declined because you don't have sufficient funds in your account, the card hasn't been activated, the merchant doesn't accept the network's cards, or you have exceeded your spending limits. Any information you provide to the merchant must also match what's on file with the prepaid card issuer.

What app turns gift cards into cash instantly? ›

Prepaid2Cash makes cashing out your gift and prepaid cards quick & easy. While also protecting your account by using security measures to guard your account information.

Are PayPal gift cards instant? ›

PayPal Gift Cards cater to this need by offering instant delivery options, allowing users to send gifts to recipients instantly via email or messaging.

Does cardcash pay instantly? ›

Once we receive your order, we do a balance and fraud check on your cards and then issue payment. For cards sold through the 'Mail Cards' option, the time it takes for the card to get to us will obviously affect the payment time. Once we receive the card(s), the payment is typically issued within 24-48 hours.

What is the limit on prepaid Visa gift cards? ›

These cards can be used for travel, gifts, and much more! Reloadable Visa Cards can be personalized or non-personalized, with amounts of $10-$5,000. The non-personalized can be reloaded a maximum of 4 times. The personalized can be reloaded for as long as you have the card.

What is the lowest amount you can put on a Visa gift card? ›

Visa Gift Card usage
Expiration DateMinimum 5 years
Load Limits$10 - $1,000
Purchase Fee$3.95 each
Lost/Stolen Replacement Card Fee$8.00
Monthly Inactivity Fee if Unused for 12 Months$4.95*

How to pay partially with a Visa gift card? ›

If the total cost of your purchase is greater than the balance on your Visa gift card, you may need to use a second payment method to cover the remaining amount. In this case, select the option to split the payment and enter the remaining balance on your Visa gift card.

Can I transfer a Visa gift card to PayPal? ›

Yes! you can transfer your Visa gift card balance to PayPal and you can do this in 2 different ways. One way through which you can do this is by adding your visa gift card to PayPal. This can be done by going to the Wallet section of your PayPal dashboard.

Can I transfer a gift card to PayPal to a bank account? ›

There are several ways to transfer money from a gift card to a bank account. One option is to link the gift card to an online payment service like PayPal, Venmo, or Cash App. Once the card is connected, you can simply forward the money to your bank account.

Why can't I add my gift card to PayPal? ›

Per PayPal's website, the payment does not support retailer-specific gift cards. While you can buy retail gift cards via PayPal, you cannot add them to your PayPal account for payment. PayPal only supports prepaid gift cards from Visa, American Express, MasterCard, and Discover.

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