Can I Use My Target Credit Card in Store Without the Physical Card? (2024)

FAQs

Can I Use My Target Credit Card in Store Without the Physical Card? ›

Yes, you can use your Target Credit Card in-store without the physical card. You can add your card in the Target app, and every time you need to pay, you can simply scan the barcode on your phone.

Yes. You don't need to add a Target Circle Card to use Wallet. Once you create a Target account, or sign in to your existing account, select the X next to your Target Circle Card to skip Target Circle Card and find your Target Circle barcode, saved offers, or GiftCards to use to pay in store.

In conclusion, it is possible to use a credit card without the physical card through online transactions, mobile payments, and virtual credit cards. However, be sure to take precautions to secure your transactions and protect your credit card information.

Target [1]: Target typically allows manual entry of credit card information if needed.

If you're approved, you'll need to wait for your physical card to arrive in the mail for in-store purchases. Upon successful online registration and email verification, a virtual temporary card will be made available for online purchases while you wait for your personalized card to arrive in the mail.

Target eGiftCards include a bar code that can be scanned in store and can also be used on Target.com.

Any contactless payment type can be accepted. Some examples of contactless payment types are: Contactless credit/debit cards printed with this symbol: Mobile phone digital wallets (e.g., Apple Pay®, Google Pay™, Samsung Pay)

Virtual card numbers are randomly generated numbers from your credit card issuer that are linked to your credit card account. They allow you to shop online without giving stores your actual card number. Thanks to virtual card numbers, you can shop online faster and without needing your physical card.

Begin the checkout process at the self-checkout kiosk. When prompted for payment, select the option to pay with a credit card. Look for an option to manually enter the card details. Enter the card number, expiration date, and any other required information using the keypad or touchscreen.

Manual card entry is available for merchants using a payment provider that supports manual card entry. Entering card details manually is the least secure way of accepting card payments.

Can I shop without my red card? ›

Yes. You don't need to add a REDcard to Wallet. Once you create a Target.com account, or sign into your existing account, select "show my wallet" to skip REDcard entry and begin browsing Cartwheel offers.

If you get approved for an instant use credit card, you might be able to start using it within minutes. If it's not an instant use credit card, you may have to wait for your card to arrive in the mail before you can use it.

Target's RedCard comes in three forms: a Mastercard (open loop card), an in-store-only credit card, or a debit card. The debit card is linked to customers' existing checking accounts, and for the in-store card, users can charge in-store purchases or buy online with the credit card at Target.com.

Any contactless payment type can be accepted. On your receipt, you may notice that that last 4 digits printed on the receipt are different from your card number. For digital wallets (e.g., Apple Pay) the device will tokenize your real card number to protect the card data, so the last 4 digits may look different.

Yes. You don't need to add a REDcard to Wallet.

Target GiftCards require an access number to redeem the gift card funds in store or on Target.com. Gift cards must have barcodes that are scannable in order to redeem in a Target store. A Target.com account is required to access and redeem email and mobile (text) gift cards in store or online purchases.

Go to Account/Name tab. Select Gift cards. Find the Target GiftCard you wish to use, and then select Get access number.