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e=r.searchBoxForm.querySelector("[name=fr]"),n=r.searchBoxForm.querySelector("[name=fr2]");e&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr&&(e.value=i.searchBox.params.fr,e.disabled=!1),n&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr2&&(n.value=i.searchBox.params.fr2,n.disabled=!1),r.searchBoxForm.submit()}}),1e3)},r.recognition.onspeechstart=function(){},r.recognition.onspeechend=function(){r.recognition.stop()},r.recognition.onerror=function(){r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_error")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play()},r.recognition.onaudiostart=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.add("listening")},r.recognition.onaudioend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("listening")},r.recognition.onsoundstart=function(){r.hideTrending(r),r.noSpeech=!1,r.speechButtonContainer&&(r.speechButtonContainer.classList.remove("listening"),r.speechButtonContainer.classList.add("speaking"))},r.recognition.onsoundend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("speaking")},r.recognition.onstart=function(){r.recognitionInit(r),r.startRecognition(r)},r.recognition.onend=function(){r.isRecognitionStart=!1,0==r.noSpeech&&""==r.speechResult&&(r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_nomatch")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play())},document&&document.dispatchEvent&&document.dispatchEvent(new Event("VOICE_JS_READY"))}}o.I18n=m,o.prototype.renderPermissionGuide=function(e){var n='\n

    \n

    \n

    \n

    \n

    \n

    \n

    \n

    '.concat(e.i18n.t("search.voice.permission_title"),'

    \n

    ').concat(e.i18n.t("search.voice.permission_text"),"

    \n

    \n

    \n

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    \n

    \n

    \n

    \n

    \n

    \n \n \n \n \n \n \n

    \n

    \n

    \n \n \n '.concat(e.i18n.t("search.voice.recognition_retry"),'\n

    \n

    \n

    \n

    \n

    \n

    \n ').concat(e.i18n.t("search.voice.trending_title"),'\n \n

    \n

    \n

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e)&&("SpeechGrammarList"in e||"webkitSpeechGrammarList"in e)}}],d=0;d0){var n=e.speechResult.charAt(e.speechResult.length-1);"."!==n&&"?"!==n&&"。"!==n&&"?"!==n||(e.speechResult=e.speechResult.slice(0,-1))}},o.prototype.sendBeacon=function(n,t){var o=e.YAHOO.ULT||{},i=e.YAHOO.SB||{};if(o.beacon_click){var r={_S:i.config.i13n.spaceid,_I:i.config.i13n.pvid,actn:n,sec:"search",slk:t};e.YAHOO.ULT.beacon_click(r)}},o.prototype.ajaxReq=function(t,o){var i,r,a=XMLHttpRequest.DONE||4,s=new XMLHttpRequest;if(n.documentMode&&n.documentMode<10)return(new e.XDomainRequest).onload=function(){try{r=JSON.parse(i),o(r)}catch(e){return}},s.open("GET",t),void s.send();s.onreadystatechange=function(){if(s.readyState===a)if(200===s.status){i=s.responseText;try{r=JSON.parse(i),o(r)}catch(e){return}}else o(r)},s.open("GET",t,!0),s.timeout=1e4,s.send()},e.YAHOO||(e.YAHOO={}),e.YAHOO.Util||(e.YAHOO.Util={}),e.YAHOO.Util.VoiceSearch=o}(window,document)}();var Wn={containerClass:Un.tooltip,textClass:Un.tooltip__text,showClass:Un["tooltip--show"]},Jn=["zh-hant-tw","zh-hant-hk"];ye("ybar-mod-searchbox",(function(e){var n={ybar:document.getElementById("ybar"),searchInput:document.getElementById("ybar-sbq"),buttonBar:document.querySelector(".".concat(Un["sa-btn-bar"])),voiceSearchBtn:document.getElementById("ybar-sbq-voice"),searchForm:document.getElementById("ybar-sf"),searchBoxIcon:document.querySelector(".".concat(Un["searchbox-icon-uh3"])),searchBoxPlaceholder:document.getElementById("ybar-smartphone-searchbox-placeholder"),searchBoxBackButton:document.getElementById("ybar-search-back-btn"),shopsButtonsWrap:document.querySelector(".".concat(Un["shops-buttons"])),categorySelect:document.getElementById("shops-category-select"),selectedMerchantInput:document.getElementById("selected-merchant-input"),selectedMerchantClearButton:document.querySelector(".".concat(Un["selected-merchant-clear-button"])),submitSearchBtn:document.getElementById("ybar-search"),clearSearchBtn:document.getElementById("ybar-sbq-x")};!function(e,n){var t,o,i,r=e.getConfig();if(n.ybar&&"desktop"===r.device&&(null===(t=r.bucketConfig)||void 0===t?void 0:t.highlight_searchassist)&&(null===(o=r.bucketConfig)||void 0===o?void 0:o.overlay_class)){n.ybar.setAttribute("data-ovrly-bkt",r.bucketConfig.overlay_class),null===(i=n.searchForm)||void 0===i||i.classList.add(Un[r.bucketConfig.overlay_class]);var a=document.createElement("div");a.classList.add(Un.overlay,Un[r.bucketConfig.overlay_class]),document.body.appendChild(a),e.onDestroy((function(){document.body.removeChild(a)})),e.addElementListener(n.searchForm,"focusout",(function(e){if(n.searchForm&&n.searchInput){var t=e.relatedTarget;t&&!n.searchForm.contains(t)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,n),Fn(e,n),n.voiceSearchBtn&&function(e,n){var t=e.getConfig(),o=t.locale,i=function(){var e,t;(null===(t=null===(e=window.YAHOO)||void 0===e?void 0:e.Util)||void 0===t?void 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    25 Key Signs You Are Wasting Money (2024)

    FAQs

    How do I know if I'm wasting money? ›

    It's easy to spend money in ways that don't build wealth. If you constantly have a credit card balance, you're probably not spending the right way. Other signs include missing the mark on savings goals, and owning more things than you need.

    What are big money wasters? ›

    Shopping at convenience stores, wasting money on magazines, and high credit card and bank fees are easy ways to waste money. Taking some time to go over your spending habits could be well worth your time.

    How do I stop wasting my money? ›

    1. Shop with a goal in mind. We've all been there. ...
    2. Stop spending money at restaurants. Changing how you spend money on food is one of the easiest ways to save money. ...
    3. Resist sales. Who doesn't love a good deal? ...
    4. Swear off debt. ...
    5. Delay gratification. ...
    6. Challenge yourself to reach your new goals.
    May 31, 2024

    How do you know if you are making enough money? ›

    If you notice that your bank balance is the same or somewhat higher at the end of the month than at the beginning of the month, you are doing something right. Namely, you are living within your means. That's a strong signal that your income is sufficient.

    What do Americans waste their money on the most? ›

    According to research from Ramsey Solutions, here's the typical breakdown of household expenses for the average American:
    • 33% on housing.
    • 16.8% on transportation.
    • 12.8% on food.
    • 12% on personal insurance and pensions.
    • 8% on healthcare.
    • 4.7% on entertainment.
    • 4.1% on other expenses.
    • 3.8% on cash contributions.
    Mar 28, 2024

    How much money does the average person waste? ›

    $18,000 per year: the amount Americans spend, per person, on nonessentials according to a survey by Ladder and OnePoll, as reported by Vox.

    What is the number one waste of money? ›

    Money Wasting Trends and Statistics

    Moreover, 35% of adults reported being financially worse off than the previous year. Some of the prominent things people waste the most money on in the US include food, dining out, alcohol, and impulse buying.

    What poor people waste their money on? ›

    According to Buffett, here are 10 things poor people waste money on and what he does instead.
    • Low-Value Investments. ...
    • Credit Card Debt. ...
    • Quantity Over Quality. ...
    • Unnecessary Spending. ...
    • New Cars. ...
    • Full-Price Purchases. ...
    • Regular Nights Out. ...
    • Wasted Opportunities.
    3 days ago

    What do rich people waste money on? ›

    Millionaires may make plenty of money, but they don't always do the best job of keeping it. Financial advisor Mark Scribner says rich people waste money on luxury cars and household staff. Millionaires also spend too much money treating their friends and family to expensive dinners.

    What to never spend money on? ›

    I'm a Financial Planner: Here are 5 Things You Should Never Spend Money On If You Want to be Rich
    • Luxury Items. This includes designer clothing, expensive watches, vintage cars and any other high-priced status symbol items. ...
    • Impulse Purchases. ...
    • Rent. ...
    • High-Interest Debt. ...
    • Overpriced Financial Products.
    Jan 12, 2024

    What is the 50 30 20 rule? ›

    The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

    How to break bad spending habits? ›

    6 Ways to Control Spending Habits
    1. Plan and budget for every dollar you spend. ...
    2. Communicate your financial situation with family, loved ones, and your creditors, too. ...
    3. Make it harder to spend your money. ...
    4. Plan and cook your own meals. ...
    5. Use “bonus” money wisely. ...
    6. Get financial help if you need it.

    What is a good income to have? ›

    A Smart Asset report based on MIT's Living Wage data found that the average salary required to live comfortably in the U.S. is $68,499 after taxes. This is nearly $10,000 higher than what the average salary currently is.

    How do I know if I'm doing OK financially? ›

    The most common signs of a financially stable person include having little to no debt, being able to make and stick to a budget, having a healthy amount of money in savings, and having a good credit score. Financially stable people tend to see their net worth increase year over year.

    At what salary do you feel rich? ›

    On average, Americans say they'd need to earn around $520,000 annually to feel rich, according to the survey. Bankrate polled 2,407 adults in the U.S. online from May 16 to May 20. That amount varies slightly by generational cohort.

    How do I know if I'm spending too much money? ›

    If you're spending more than you earn, have bills piling up, and don't have much in savings, you may have to take a break to sit back and think. If you are worried that you're living beyond your means, there's a good chance you're right.

    How do you know if you are overspending? ›

    These are some common signs of overspending:
    • Difficulty prioritizing expenses: Consider how you're spending your money. ...
    • High credit utilization: Overspending may lead to using more money than you're receiving each month, often resulting in increased use of credit cards and more opportunity to go into debt.

    What are the signs of hoarding money? ›

    Financial hoarding can look like:
    • Sacrificing necessities when you don't need to.
    • Going to extremes to save money.
    • Feeling like you have to be a perfectionist with spending.
    • Feeling anxious when you have to spend money.
    • Limiting social time with friends and family to save money.
    Oct 9, 2023

    What are the symptoms of money problems? ›

    Money problems can affect your mental health
    • Certain situations might trigger feelings of anxiety and panic, like opening envelopes or attending a benefits assessment.
    • Worrying about money can lead to sleep problems.
    • You might not be able to afford the things you need to stay well.

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