10 Money Saving Swap Parties Thrifty People Throw (2024)

I was reading a back issue of All You magazine from my local library when I came across a suggestion for a type of money saving swap party that I haven’t heard of before.

10 Money Saving Swap Parties Thrifty People Throw (1)

A contributor mentioned that she and her moms group throw a Halloween costume swap party every year.

“Around the last weekend in September, my moms club hosts an annual Halloween costume swap at someone’s house. We organize the costumes by size and gender on clothing racks and issue tickets that entitle people to take as many things as they came with; if there’s a big crowd, we draw numbers to decide who shops first. New costumes are pricey–it’s crazy to spend a lot on something kids may wear only once.”

Daniele Condon, 35, Nashville (quote from August 2015 issue of all you magazine)

The quote got the idea wheels in my brain going on how many types of money saving swap parties thrifty families could throw.

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1. Halloween Costume Swap Party

I dug a little deeper into the Halloween costume swap idea and found out that October 13 is actually National Halloween Costume Swap day.Who knew that a saving money Swap party actually has its own national day! I also found this article on how to set up your own Halloween Costume Swap Party.

2. Book Swap

You could go generic and do books for all ages, or you could do just children’s books or just ones you and your friends would enjoy. Here is an article cram packed with ideas of how to make your book swap party a success.

3. Board Game & Video Game Swap

I couldn’t find an article to share for board games and video game swap, but essentially the rules for hosting a swap party of any type would work.

4. Children’s Toy Swap

Children, especially younger children, either outgrow or get bored with toys at a rapid pace. Instead of spending money on new ones,host a children’s toy swap with other families you know.

5. Clothing Swap

This is another swap that could be done from several different angles. You could host a children’s clothing swap, a business wear swap, a women’s clothing swap, a winter clothing swap (boots, coats, scarves, hats, etc for the whole family).

6. Cookie Swap

Generally cookie swaps are held around the Christmas season. I have to be honest, I am not a fan of cookie swaps. I think it is because I love baking cookies and our family is very cookie picky–as in we have a small handful of favorite cookie recipes we like at Christmas time and we don’t stray from them. However, if you don’t like to bake and a cookie is a cookie in your household,then a cookie swap can be fun and a great way to get a variety of cookies for the Christmas season without spending as much time baking.

7. Freezer Meal Swap

This is one swap party you might want to do regularly–say once a month. You are probably going to have to put more thought into who you invite to your group as food can be a hot topic now a days–your idea of what is acceptable as a dinner might not be what someone else thinks as acceptable. Here is one post I found that shares 5 tips for starting your own freezer meal swap group.

8. Christmas Decor Swap

I don’t know about your family, but our family has way too many Christmas decorations. Although we have some Christmas decor that we would never part with, most we tire of and want to display something different. Follow the simple rules of a successful saving money swap party and put a Christmas decor twist on it.

9. Perennial Plant Swap

Perennials are expensive, but often green thumb friends thin out their perennials every spring. Why not make a money saving event out of this annual chore by hosting a perennial plant swap with fellow green thumb friends.

10. Craft Supply Swap

Lets face it, we have all bought craft supplies to make a project and never gotten around to it.Plan a craft supply swap and trade those crafts supplies that don’t interest you anymore for supplies that do.

10 Money Saving Swap Parties Thrifty People Throw (2)

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10 Money Saving Swap Parties Thrifty People Throw (2024)

FAQs

What is the 50 20 30 savings rule of thumb group of answer choices? ›

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

How to be super thrifty and frugal? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How can I save money and be thrifty? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

What do you call someone who saves a lot? ›

Frugal, economical, thrifty imply careful and saving use of resources.

What is the 75 15 10 rule? ›

In his free webinar last week, Market Briefs CEO Jaspreet Singh alerted me to a variation: the popular 75-15-10 rule. Singh called it leading your money. This iteration calls for you to put 75% of after-tax income to daily expenses, 15% to investing and 10% to savings.

What is the 10 percent savings rule? ›

The 10% rule of investing states that you must save 10% of your income in order to maintain a comfortable lifestyle during retirement. This strategy, of course, isn't meant for everyone as it doesn't account for age, needs, lifestyle, and location.

How to be extremely cheap? ›

What are some tips for being frugal?
  1. Create a budget and stick to it. Being frugal begins with this tip. ...
  2. Shop around for the best deals. Buy what you need from the first store you see, but don't just go to the first one you see. ...
  3. Buy used instead of new. ...
  4. Make your own stuff. ...
  5. Repurpose and recycle. ...
  6. Be patient.
Aug 22, 2023

How to live ultra frugally? ›

15 Frugal Living Tips
  1. Tip 1: Differentiate between Luxury Spending vs Necessary Expenses. ‍ ...
  2. Tip 2: Make Cuts in Your Spending. ...
  3. Tip 3: Cap Your Spending. ...
  4. Tip 4: Keep Receipts and Track Spending. ...
  5. Tip 5: Think Twice Before You Buy. ...
  6. Tip 6: Learn How to Bargain. ...
  7. Tip 7: Reuse and Recycle. ...
  8. Tip 8: Find Thrifted Furniture.
Jan 19, 2024

How to live on next to nothing? ›

Replenish perishables such as milk and bread as needed but try to cope by eating down everything already in your cupboard, fridge, and home.
  1. Another way to do this is to not go shopping one week a month. ...
  2. Use coupons and discounts to reduce food costs. ...
  3. Drink tap water.

What is Thrifty called now? ›

Hertz Holdings, through its subsidiary The Hertz Corporation (“Hertz”) operates its car rental business through the Hertz, Dollar and Thrifty brands from approximately 10,460 corporate, licensee and franchisee locations in North America, Europe, Latin America, Asia, Australia, Africa, the Middle East and New Zealand.

What is the difference between cheap and frugal? ›

A cheap person is someone who is extremely price-sensitive. They would go for the cheapest possible option regardless of the quality or value. They would prioritize saving money over getting some nice clothes or going out for experiences. Whereas a frugal person would try and maximize the value they get.

How to live frugally on one income? ›

In a Single Income Household? Here Are 10 Tips to Live More Frugally
  1. Cook at home. Eating out can be expensive, especially if you do it frequently. ...
  2. shop smart. ...
  3. Cut back on expenses. ...
  4. embrace diy. ...
  5. Shop second-hand. ...
  6. Use public transportation. ...
  7. Save for emergencies. ...
  8. Remove Apple Pay from your phone.
Mar 16, 2023

What do you call an extremely cheap person? ›

A cheapskate can also be called a miser or a tightwad. Definitions of cheapskate. a miserly person. synonyms: tightwad.

What is a word for a cheap person? ›

“Cheapskate.” Merriam-Webster.com Thesaurus, Merriam-Webster, https://www.merriam-webster.com/thesaurus/cheapskate.

What is a word for bad money? ›

noun as in funny money. Weak matches. bad currency. counterfeit currency. counterfeit money.

What is the 50 30 20 rule of money? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What is the 50 20 20 savings rule? ›

One of the most common types of percentage-based budgets is the 50/30/20 rule. The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings.

What is the 50/20/30 savings rule of thumb quizlet? ›

A popular savings rule of thumb in which 50% of your income goes towards necessities (groceries, rent, utilities), 20% goes towards savings, debt, and investments, and 30% goes towards flexible spending.

What is the 50 30 20 rule money saving expert? ›

A 50 30 20 budget divides your monthly income after tax into three clear areas. 50% of your income is used for needs. 30% is spent on any wants. 20% goes towards your savings.

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